Knapp Shute Agency

Call for a quick quote: 315-677-8186

Why an Independent Agent?

Not all insurance agents are the same! Choosing the right one can make a big difference – in price, service, and value.

With other agencies, you get one company that sells one brand of insurance. With an independent insurance agency like Knapp Shute Agency, you get choices.

Why? Because independent insurance agencies, like Knapp Shute Agency, represent a number of different insurance companies, and can compare coverage and prices to find the best possible value for your individual circumstances. As independent agents, we are members of the LaFayette and CNY communities, and we’re committed to doing business face-to-face and being your advocate in times of need.

10 Reasons Why You Should Work With Us

Here are a few reasons why Knapp Shute Agency should be your first and last stop when looking for insurance:

  1. We are here, serving the needs of LaFayette and surrounding communities.
  2. We work for you when you have a claim.
  3. We are not beholden to any one company. This means you don’t have to change agencies as your insurance and service needs change.
  4. We are your consultants, working with you as you determine your needs.
  5. We are value-hunters who look after your pocketbook in finding the best combination of price, coverage, and service.
  6. We offer one-stop shopping for a full range of products, including home, renters, auto, and business.
  7. We periodically review your coverage to keep up with your changing insurance needs.
  8. We are committed to customer satisfaction – it’s the key to our livelihood.
  9. We treat you like a person, not a number.
  10. We are licensed professionals with strong customer and community ties.


There is a difference. To find out how our independent insurance agency can help you find the right insurance coverage, please contact Knapp Shute Agency at 315-677-8186.


Personal Insurance
At Knapp Shute Agency, our personal insurance products provide our customers with protection for their homes, automobiles and personal possessions, along with personal liability coverages.

How we serve you is as important as what we provide. First, we listen to you, then we discuss your needs and answer your questions. Next, we look at both your short-term and long-term objectives and help put your insurance and planning needs in perspective.
Knapp Shute Agency provides the following types of personal insurance protection:

ATV
Auto
Boat & Marine
Collector Car
Condominium
Flood
High Net Worth Coverage
Homeowners
Investment / Rental Property
Motor Home & RV
Motorcycle
Personal Umbrella
Personal Watercraft
Pet Insurance
Renters
Snowmobile
Umbrella-Excess Liability Insurance
Valuable Items


Business Insurance
As a business owner, you have enough on your mind without having to worry about your insurance needs. You want to have the confidence that the business you’ve built is covered by a company that understands your business insurance needs.

Commercial business insurance provides wide-ranging protection for businesses and their subsidiaries under a single policy. There are various types of commercial business insurance that takes care of property, liability and workers’ compensation, to name a few. While property insurance covers damages to business property and products stored within the premises; liability insurance provides coverage for damages to third parties; and workers’ compensation insurance covers injuries to employees.

Commercial business insurance is an important aspect of any business that cannot be ignored especially if the business premises are leased or rented and even otherwise. Whatever your commercial insurance needs, we can design a protection program that’s right for you.

Knapp Shute Agency provides the following types of business insurance protection:

Builders Risk
Business Owners Package
Business Interruption
Commercial Auto
Commercial Property
Commercial Trucking
Commercial Umbrella
Contractor’s Liability
Directors & Officers Liability
Earthquake (Business)
Employment Practices Liability
Garage Insurance
General Liability
Hotel & Motel Hospitality
Key Person
Product Liability
Professional Liability (E&O)
Restaurants & Bars
Special Event
Wholesalers & Distributors
Workers’ Compensation